Frequently asked questions
Answers to the most common questions about DOB Capital.
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Everything you need to know
We have compiled the questions we receive most frequently. If you cannot find the answer you are looking for, contact us through the platform.
Security and regulation
Is it safe to invest and operate with DOB Capital?
Yes. DOB Capital operates under the regulation of the Bermuda Monetary Authority (BMA) with a Class IIGB license. This entails regulatory oversight, compliance with international anti-money laundering (AML) and counter-terrorism financing (CFT) standards, and strict information disclosure requirements.
Investor funds are held in segregated accounts, separate from DOB Capital's operating funds. This means that even in an adverse scenario for the company, investor capital is protected.
Is my data protected?
Yes. All information you share with DOB Capital is encrypted in transit and at rest. Your personal, financial, and tax information is only accessible to the DOB Capital evaluation team. It is not shared with investors or third parties without your express authorization.
When an investor views your asset in the investment pool, they access the asset's information and financial conditions, but not your detailed personal data.
Process and timelines
How long does the entire process take?
It depends on how quickly you advance through each step:
| Stage | Estimated time |
|---|---|
| Simulation | 2 minutes |
| Create account | 1 minute |
| Publish asset | 3 minutes |
| Tax connection | 5 minutes |
| Back your financing | Variable |
| Activate private financing | Variable |
| Validation | 3 to 10 business days |
| Legal structure | 2 to 4 weeks |
From the first simulation to having your investment pool active, the typical process takes between 4 and 8 weeks. The first 6 steps can be completed in a single session if you have your documentation ready.
Do I need technical knowledge?
No. The platform is designed so that any asset operator can use it without technical knowledge. The process is guided step by step. The digital activation of your asset, the creation of the investment pool, and the management of distributions are processes that we handle for you.
If at any point you need help, our support team is available through the platform.
Financing
What amounts can I request?
The financing range goes from $50,000 to $10,000,000 USD. Amounts outside this range can be evaluated on a case-by-case basis, but our rate engine is optimized for this range.
In what currency do I receive capital?
You have two options:
- USDC (digital dollars): direct transfer to your account on the platform, available immediately.
- Bank transfer in local currency or USD: transfer to your bank account, subject to processing times of the receiving bank.
The currency option is defined during the legal structuring and is established in the contracts.
What happens if I can't pay?
DOB Capital favors restructuring over enforcement. If you face difficulties meeting your monthly payments:
- Communicate proactively. The sooner you inform us, the more options there are.
- We evaluate restructuring. Term extension, temporary payment adjustments, grace periods. The goal is to keep your asset operating.
- If restructuring is not viable. The guarantee mechanisms defined in the contracts are activated. Your asset backs the obligation.
The important thing: everything is defined in advance in the contracts. There are no surprises or arbitrary decisions.
Investors
Can investors exit before maturity?
Yes, through the early exit mechanism. Each pool has a three-layer liquidity structure: external liquidity providers who buy positions at a discount, a pool reserve retained from raised capital, and co-liquidity committed by the operator.
Early exit is not unconditionally guaranteed, but the mechanism is designed to offer a real exit path. Liquidity providers determine their own repurchase price, requests are served on a first-come, first-served basis (FIFO), and the discount adjusts based on market conditions.
For more details, see the liquidity structure documentation.
Countries and assets
In which countries do you operate?
We operate in 14 Latin American countries with dedicated rates: Argentina, Brazil, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Mexico, Panama, Paraguay, Peru, Dominican Republic, and Uruguay. Operators in other countries in the region can access through the 'Other LATAM' option in the simulator.
Each country has specific conditions. The simulator automatically adjusts the rate based on your jurisdiction.
What types of assets do you finance?
We finance 10 categories of productive assets:
- Data centers and AI
- Energy (solar, wind, distributed generation)
- SaaS and digital platforms
- Real estate (commercial, rental)
- Fleets (transportation, logistics, machinery)
- Mining
- Manufacturing and industry
- Agriculture and agribusiness
- Health (clinics, equipment, laboratories)
- Other productive assets with verifiable cash flow
The fundamental requirement is that the asset generates demonstrable cash flow. We do not finance assets at the idea or construction stage without revenue.
Costs
How much does it cost to use DOB Capital?
The first 6 steps are free. The costs are:
- Validation: $300 per asset
- Legal structure: $2,000 per asset
- Capital fee: 1.5% of capital raised
- Distribution fee: 0.5% of each payment to investors
- Pro Plan (optional): $29/month
If you don't advance beyond the free steps, you pay nothing.
More questions?
If you didn't find the answer you were looking for, the best next step is to try the simulator. In 2 minutes you'll have a clear picture of your conditions.
Simulate your rate for free and start today.