How does it work?

From simulation to capital in 8 steps

DOB Capital has a clear and transparent process. No surprises. Each step has a defined purpose and you know exactly what comes next.

Most importantly: the first 6 steps are completely free. You only invest money when you decide to move forward with the formal validation of your asset.

The complete process

Step 1. Simulate your rate

Cost: Free | Time: 2 minutes

Enter basic information about your asset (country, industry, amount, term) and our rate engine prepares your personalized rate. At the end, the platform shows a summary of your operation and invites you to create a free account to unlock your exact rate, see the estimated monthly payment, and save your simulation.

Step 2. Create your account

Cost: Free | Time: 1 minute

Sign up with Google SSO or a magic link via email. When you create your account, we automatically generate a non-custodial Stellar account for your operation: always under your control, managed by the platform so you don't have to worry about technical setup.

Your account lets you save simulations, publish assets, and move forward in the process. It also activates your operator dashboard, where you can see the status of each step and manage your assets.

Step 3. Create your financing

Cost: Free | Time: 3 minutes

Confirm the terms of your simulation and complete the essential information about your operation: financing type, amount, term, asset name, asset type, and a short description. You can also add a logo, cover image, pitch deck, and full description to present your operation to investors.

Creating your financing unlocks the subsequent steps in the process. This is where your operation starts taking shape within the platform.

Step 4. Connect your tax information

Cost: Free | Time: 5 minutes

Connect your tax authority to validate your real sales, tax folder, and fiscal status. The connection is read-only: we validate your credentials and extract directly from the authority the income your company declared, taxpayer status, and compliance history. We do not perform operations on your account.

This step is optional, but highly recommended. In Chile, integration with the SII is active through BaseAPI.cl; other countries are being added progressively. In the meantime, you can proceed by uploading tax documentation manually during validation.

Step 5. Back your financing

Cost: Free | Time: Variable

Your productive asset is committed as backing for the financing. This is not a traditional bank guarantee: your actual asset (solar park, fleet, data center) serves as collateral. You continue operating it and receiving its income, but you cannot sell or transfer it during the financing period without authorization.

A backed asset represents lower risk for investors, which can improve your rate.

Step 6. Activate private financing

Cost: Free | Time: Variable

Your asset gets registered digitally, creating an investment pool visible to selected investors through a direct and private link. This activates the ability to receive private investment at your indicative rate.

Once activated, you can share the pool link with potential investors while you continue advancing through validation and legal structure.

Step 7. Validation and due diligence

Cost: $300 USD per asset | Time: Days

This is the first payment gate. Our team verifies your identity (KYC/KYB), the existence and productivity of your asset, and the financial viability of the operation. Make sure you have your documentation ready: contracts, financial statements, permits, property titles, or any relevant evidence.

At the end, you receive a Go/No-Go decision. If it's a No-Go, we provide specific feedback so you can correct the issues and reapply.

Step 8. Legal structure

Cost: $2,000 USD per asset | Time: Weeks

We create the legal structure needed for your asset to receive investment: a Special Purpose Vehicle (SPV), subscription agreements, operating agreements, and a distribution schedule.

Once the legal structure is complete, your asset is ready for fundraising.

Process summary

After the 8 steps: fundraising

Once your asset has a legal structure, fundraising begins. Direct investors can participate in your investment pool through a shareable link.

The fundraising fees are:

• 1.5% of capital raised
• 0.5% of each distribution to investors

These fees only apply when you actually receive capital or distribute returns. No investment, no charge.

Ready to get started?

Step 1 takes 2 minutes and costs nothing. Simulate your rate, create a free account, and compare it with what your bank offers.

Go to the simulator and start now.