Activate private financing

Connect directly with investors

Once your asset is validated and has a legal structure, your investment pool activates. This means your operation is ready to receive capital from direct investors, without banking intermediaries.

DOB Capital is not a bank that lends you money. It is a platform that connects your productive asset with investors seeking returns backed by real operations.

What is an investment pool?

An investment pool is the space where capital designated to finance your asset is concentrated. Think of it as an account dedicated exclusively to your operation, where multiple investors can participate with different amounts.

Key characteristics:

• Exclusive to your asset. Each pool is linked to a single asset and a single SPV. It is never mixed with other operations.
• Defined target amount. The pool has a target that corresponds to the capital you requested.
• Multiple investors. A pool can have one or several investors. Each one participates with the amount they choose.
• Full transparency. As the operator, you can see the pool's status in your dashboard: how much has been raised, how many investors are participating, and how much remains to complete.

The shareable link

When your pool activates, you receive a unique link you can share with potential investors. Through this link, an investor can:

• View your asset's information and conditions
• Review the offered rate of return
• Learn the financing terms (term, distribution schedule)
• Participate in the pool with the amount they choose

This link is your primary fundraising tool. You can share it directly with investors you know, send it by email, or use it in conversations with investment funds.

How do distributions work?

DOB Capital operates with a fixed monthly amortizing installment scheme:

• Each month, investors receive their distribution proportional to their participation in the pool. This distribution includes a portion of principal and the interest generated.
• Over the term, the capital is gradually returned throughout the financing period.

Distributions are processed automatically through the platform. As the operator, you make the total monthly payment to the SPV, and the platform distributes to each investor according to their share.

Practical example

Suppose your asset has a $500,000 pool at a 12% annual rate over 3 years:

• Total monthly installment: ~$16,607 (principal + interest, fixed amortizing payment)
• Investor A participated with $200,000 (40% of the pool): receives 40% of each distribution
• Investor B participated with $300,000 (60% of the pool): receives 60% of each distribution
• Over the term, each investor gradually receives their capital back along with interest

Fundraising fees

Fees only apply when you actually receive capital:

• 1.5% of capital raised. Charged once upon completing the fundraising. If you raise $500,000, the fee is $7,500.
• 0.5% of each distribution. Charged on each monthly payment to investors. If you distribute $5,000/month, the fee is $25/month.

If you don't raise capital, you pay nothing. The fees are aligned with your success.

Who are the investors?

Investors who participate in DOB Capital pools are typically:

• Qualified individual investors seeking returns above traditional instruments
• Investment funds interested in real assets in Latin America
• Family offices diversifying into productive operations
• Institutional investors exploring alternative financing

All investors go through a verification process before they can invest. DOB Capital does not accept anonymous investments.

Advantages over bank financing

Activate your operation

If you already have a productive asset and want to access direct financing, start by simulating your rate. The process from simulation to having your pool active takes weeks, not months.

Simulate your rate and take the first step toward private financing.