What is DOB Capital?
Alternative financing for real-world asset operators in Latin America. No banks, no borders.
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Financing designed for those who operate real assets
DOB Capital is an alternative financing platform for operators of productive assets in Latin America. We connect those who own real, revenue-generating assets with direct investors seeking returns backed by concrete operations.
If you operate a solar farm, a vehicle fleet, a data center, or any asset that generates cash flow, DOB Capital lets you access capital without depending on traditional banking.
No banks. No borders. No unnecessary bureaucracy.
Who is DOB Capital for?
DOB Capital is designed for asset operators in Latin America facing one or more of these situations:
- Excessive bank rates. In many countries across the region, productive lending exceeds 20% annually. DOB Capital offers significantly lower rates.
- Limited access to the financial system. If you're a mid-sized or emerging company, banks ask for guarantees you can't provide. We evaluate your asset, not your banking history.
- Slow, bureaucratic processes. While a bank takes months to approve a loan, with DOB Capital you can simulate your rate in 2 minutes and move forward at your own pace.
- Need for growth capital. You have an asset that works and generates revenue, but you need capital to scale your operation.
The 10 asset types we finance
Our platform covers a wide range of productive assets. If your operation generates verifiable cash flow, it probably qualifies:
| Category | Examples |
|---|---|
| Data centers & AI | Servers, GPU farms, cloud infrastructure |
| Energy | Solar farms, wind farms, distributed generation |
| SaaS & platforms | Recurring-revenue software, marketplaces |
| Real estate | Rental properties, commercial developments |
| Fleets | Transport vehicles, heavy machinery, logistics |
| Mining | Extraction operations with active contracts |
| Manufacturing | Industrial plants, production lines |
| Agriculture | Crops, livestock, agribusiness |
| Health | Clinics, medical equipment, laboratories |
| Other | Any productive asset with verifiable cash flow |
Where we operate
DOB Capital has a presence across all of Latin America. Our platform calculates specific rates for each jurisdiction, accounting for local economic and regulatory conditions:
- Southern Cone: Argentina, Chile, Uruguay, Paraguay
- Andean: Colombia, Peru, Ecuador
- Central America: Costa Rica, Panama, Guatemala, El Salvador
- Mexico
- Caribbean: Dominican Republic
- Brazil
Operators in other Latin American countries and beyond can also access the platform through the 'Other LATAM' option in the simulator.
Each country has different conditions. That's why our simulator adjusts the rate based on your location, industry, and specific profile.
How is it different from a bank?
The fundamental difference is simple: we evaluate your asset, not your traditional credit history.
A bank asks for 3 years of financial statements, mortgage guarantees, personal co-signers, and weeks of paperwork. DOB Capital evaluates whether your asset generates enough cash flow to back the financing. Your productive asset is your guarantee.
Furthermore, by connecting operators directly with investors, we eliminate intermediaries that drive up the cost of capital. The result is more competitive rates and a faster process.
What DOB Capital is not
Let's be clear about what we're not:
- We're not a bank. We don't take deposits or offer checking accounts.
- We're not a personal credit fintech. We don't finance consumption. We finance productive assets.
- We're not a loan marketplace. We structure each operation with full legal and regulatory backing.
We are a regulated alternative financing platform, operating under a BMA Class IIGB license in Bermuda, with a legal structure that protects both the operator and the investor.
Get started in 2 minutes
The first step is free and requires no commitment. Simulate your rate to see how much you could save compared to your local bank.
The first 6 steps of the process are completely free. You only pay when you decide to move forward with the formal validation of your asset.
Simulate your rate now and discover how much capital you can obtain for your operation.